/* Editorial visual direction: grounded, compassionate, quietly confident. */
:root{--cream:#f9f8f4;--navy:#132b3a;--blue:#255f7f;--muted:#657078}
.nav-in{height:88px}.brand-name{font-size:22px}.nav-links{gap:32px}.nav-links a{font-size:12px}.nav-links .nav-cta{background:var(--blue);border-radius:2px}.hero{isolation:isolate;padding:82px 0 76px;background:#263a41;min-height:660px;display:flex;align-items:center;color:#fff}.hero-image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:-2}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,30,40,.93),rgba(12,30,40,.76) 38%,rgba(12,30,40,.2) 78%);z-index:-1}.hero-grid{display:block}.hero-copy{max-width:640px}.eyebrow{font-size:9px;letter-spacing:2px;color:#d3e0e4}.status-dot{background:#b4cbb7;width:6px;height:6px}.hero h1{font-family:'DM Serif Display',Georgia,serif;font-weight:400;font-size:clamp(58px,5.8vw,82px);letter-spacing:-2px;line-height:1.02;margin:30px 0 24px}.hero h1 em{font-style:italic;color:#d3e3db}.hero-description{font-size:14px;line-height:1.9;color:#d5dfe3;max-width:390px}.hero-actions{margin-top:30px;gap:28px}.hero .primary{background:#fff;color:var(--navy);border-radius:2px;padding:17px 22px}.hero .primary:hover{background:#d3e3db}.hero .text-link{color:#fff;border-bottom:1px solid #ffffff70;padding-bottom:5px}.hero-note{color:#c0cdd2;font-size:10px;letter-spacing:.1px;margin-top:20px}.assurance{background:#fff;border-bottom:1px solid var(--line);border-top:0}.assurance-in{align-items:center;padding-block:32px;gap:40px}.assurance-in>span{border-left:1px solid var(--line);padding-left:36px;font-size:11px;line-height:1.8;flex:1}.assurance-in>span b{display:block;font-family:'Manrope',sans-serif;font-size:12px;color:var(--ink);margin-bottom:2px}.availability{display:flex;align-items:center;gap:20px;flex:1.2}.availability strong{font-family:'DM Serif Display',serif;font-size:42px;font-weight:400;letter-spacing:-2px;line-height:1}.availability span{font-size:11px;color:var(--muted);line-height:1.7}.section{padding:98px 0}.kicker{font-size:9px;letter-spacing:2px;margin-bottom:18px}.sec-title{font-family:'DM Serif Display',Georgia,serif;font-size:49px;font-weight:400;letter-spacing:-1.2px;line-height:1.13}.sec-title .out{color:var(--blue)}.sec-lede{font-size:14px;line-height:1.9;max-width:460px}#services .wrap{display:grid;grid-template-columns:1fr 1fr;column-gap:80px}#services .kicker{grid-column:1/-1}#services .sec-lede{margin-top:5px;align-self:center;max-width:430px}.svc-index{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;border:0;margin-top:42px}.svc-row{display:grid;grid-template-columns:1fr 36px;align-content:start;align-items:start;gap:0 12px;border:1px solid #e0e4e3;background:white;border-radius:3px;padding:27px 26px;position:relative;min-height:226px;transition:transform .2s,border-color .2s,box-shadow .2s}.svc-row:hover{background:white;transform:translateY(-3px);border-color:#9eb3b9;box-shadow:0 8px 24px #142d4006}.svc-icon{width:36px;height:36px;color:var(--blue);margin-bottom:25px}.svc-icon svg{width:30px;height:30px}.svc-num{justify-self:end;font-size:9px;color:#7b8c91;padding-top:3px}.svc-name{grid-column:1/-1;font-size:15px;line-height:1.5;letter-spacing:-.2px;margin-bottom:12px}.svc-desc{grid-column:1/-1;display:block;font-size:12px;line-height:1.8;padding-right:0}.svc-arrow{position:absolute;right:24px;top:29px;width:28px;height:28px;opacity:0;transition:opacity .2s}.svc-row:hover .svc-arrow{opacity:1}.svc-row:hover .svc-num{opacity:0}.svc-mobile-desc{display:none}.svc-row:last-child{grid-column:1/-1;min-height:0;grid-template-columns:40px 1fr 1.3fr 28px;gap:20px;align-items:center;padding:22px 26px;background:#edf2f1;border:0}.svc-row:last-child .svc-icon{margin:0;width:26px;height:26px}.svc-row:last-child .svc-num{display:none}.svc-row:last-child .svc-name,.svc-row:last-child .svc-desc{grid-column:auto;margin:0}.svc-row:last-child .svc-arrow{position:static;opacity:1}.protocol{background:#edf1ef}.protocol-grid{gap:50px;margin-top:48px}.step{padding-top:25px}.step-num{border-radius:0;background:none;color:var(--blue);font-family:'DM Serif Display',serif;font-size:30px;justify-content:flex-start;width:auto;height:auto;margin-bottom:23px}.step h3{font-size:18px;font-weight:600}.step p{font-size:13px}.insurance-line{background:transparent;border:0;border-top:1px solid #cbd5d0;border-radius:0;padding:28px 0 0;gap:45px;margin-top:40px}.insurance-line p{font-size:12px}.statement{padding:74px 0;position:relative;overflow:hidden}.statement:before{content:"";width:400px;height:400px;border:1px solid #ffffff08;border-radius:50%;position:absolute;right:-200px;top:-80px;pointer-events:none}.statement h2{font-family:'DM Serif Display',serif;font-weight:400;font-size:49px;line-height:1.16;letter-spacing:-1px}.statement .thin{font-style:italic;color:#c3d7cf}.statement-note{max-width:300px}.statement-note>span{font-size:8px;letter-spacing:1.8px;color:#b4c8cf}.statement-note p{font-size:13px;letter-spacing:0;text-transform:none;line-height:1.9;margin-top:12px;color:#c4d0d5}.statement-note a{font-size:11px;margin-top:21px;color:white}.trust-grid{padding:38px 0;gap:35px}.trust-item h3{font-size:12px}.trust-item p{font-size:11px}.faq{background:#fff;border-top:1px solid var(--line)}.faq-layout{display:grid;grid-template-columns:1fr 1fr;gap:85px}.faq .sec-lede{max-width:330px}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:18px;align-items:center;font-size:13px;font-weight:500;padding:22px 0;min-height:65px}summary::-webkit-details-marker{display:none}summary span{font-size:22px;font-weight:400;color:var(--blue)}details[open] summary span{transform:rotate(45deg)}details p{font-size:12px;color:var(--muted);padding:0 30px 22px 0;line-height:1.9}summary:focus-visible{outline:2px solid var(--blue);outline-offset:4px}.contact{background:var(--cream)}.contact .wrap{display:grid;grid-template-columns:1fr 1fr;column-gap:80px}.contact .kicker{grid-column:1/-1}.contact .sec-lede{align-self:center;margin-top:0;max-width:380px}.contact-phone{grid-column:1/-1;font-size:65px;padding:35px 0 28px;margin-top:15px;font-weight:400;letter-spacing:-2px}.contact-rows,.area-line,.contact-logo-row{grid-column:1/-1}.contact-row{padding:24px 0}.contact-rows{column-gap:50px}.cr-ico{border-radius:0;border:0;background:#eaf0ef}.cr-label{font-size:8px}.cr-value{font-size:13px}.contact-logo-row{padding-top:30px}.contact-logo-row p{font-size:11px}.contact-logo-row img{width:70px;height:50px}.footer-brand img{background:transparent}footer{padding-block:40px}.footer-bottom{font-size:9px}
.hero-copy{max-width:720px}.hero h1{font-size:clamp(58px,5.2vw,76px)}.footer-brand img{background:white;padding:4px;border-radius:2px}
@media(min-width:1600px){.hero{min-height:750px}}
@media(max-width:1100px){.assurance-in{gap:25px}.assurance-in>span{padding-left:22px}.svc-row{padding:24px 20px}.svc-name{font-size:14px}.svc-row:last-child{gap:15px}.contact .wrap,#services .wrap{column-gap:45px}.faq-layout{gap:45px}.hero{min-height:620px}.hero h1{font-size:72px}}
@media(max-width:959px){.nav-in{height:80px}.nav-links{gap:0}.hero{padding-block:65px;min-height:590px}.hero h1{font-size:67px}.hero:after{background:linear-gradient(90deg,#0c1e28eb,#0c1e28a8 60%,#0c1e2855)}.hero-image{object-position:60% center}.assurance-in{display:grid;grid-template-columns:1fr 1fr;gap:23px 35px;padding-block:30px}.assurance-in>span{border:0;padding-left:0;line-height:1.8}.availability{grid-row:1/3;align-self:center;gap:18px}.availability strong{font-size:58px}.assurance-in>span:last-child{grid-column:1/-1;border-top:1px solid var(--line);padding-top:20px}.section{padding-block:75px}.sec-title{font-size:42px}.svc-index{grid-template-columns:1fr 1fr;gap:15px}.svc-row{min-height:215px}.svc-row:last-child{grid-template-columns:30px 1fr 28px}.svc-row:last-child .svc-desc{grid-column:2/3}.svc-row:last-child .svc-arrow{grid-row:1/3;grid-column:3}.svc-row:last-child .svc-icon{grid-row:1/3}.statement h2{font-size:40px}.statement-note{max-width:240px}.faq-layout{gap:35px}.contact-phone{font-size:58px}.contact-rows{grid-template-columns:1fr 1fr;gap:25px}.cr-value{font-size:12px}.cr-arrow{display:none}.cr-ico{width:30px;height:30px}.contact-row{gap:10px}}
@media(max-width:639px){.nav-in{height:74px}.nav-links{top:74px}.brand-name{font-size:17px}.hero{padding:49px 0 48px;min-height:590px;align-items:flex-start}.hero-grid{display:block}.hero-image{object-position:66% center}.hero:after{background:linear-gradient(90deg,#0c1e28e8,#0c1e28a6),linear-gradient(0deg,#0c1e2855,transparent)}.hero h1{font-size:clamp(48px,12vw,70px);line-height:1.05;letter-spacing:-1.3px;margin:27px 0 23px}.eyebrow{font-size:7px;letter-spacing:1.45px}.hero-description{font-size:13px;max-width:320px;line-height:1.85}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:21px;margin-top:29px}.hero .button{padding:15px 18px;font-size:12px;min-height:50px}.hero .text-link{font-size:11px}.hero-note{font-size:9px;line-height:1.7;max-width:280px;margin-top:19px}.assurance-in{padding-block:26px;gap:18px 25px}.availability{flex-direction:column;align-items:flex-start;gap:8px}.availability strong{font-size:48px}.availability span{font-size:10px}.assurance-in>span{font-size:10px}.assurance-in>span b{font-size:11px}.assurance-in>span:last-child{font-size:10px}.section{padding-block:58px}#services .wrap,.contact .wrap{display:block}.sec-title{font-size:39px;line-height:1.15;letter-spacing:-.7px}.kicker{font-size:8px;margin-bottom:16px;letter-spacing:1.7px}#services .sec-lede,.contact .sec-lede{margin-top:20px;font-size:13px}.svc-index{gap:12px;margin-top:30px;grid-template-columns:1fr}.svc-row{min-height:0;grid-template-columns:38px 1fr 28px;gap:0 15px;padding:24px 20px}.svc-icon{grid-row:1/3;margin:0;width:30px;height:30px}.svc-icon svg{width:28px;height:28px}.svc-name{grid-column:2/3;font-size:14px;line-height:1.5;margin-bottom:7px}.svc-desc{grid-column:2/3;font-size:11px;line-height:1.8}.svc-num{display:none}.svc-arrow{grid-column:3;grid-row:1/3;position:static;opacity:1;align-self:center;border:0;width:22px}.svc-row:last-child{padding:24px 20px;grid-template-columns:38px 1fr 28px;gap:0 15px}.svc-row:last-child .svc-name{grid-column:2/3;margin-bottom:7px}.svc-row:last-child .svc-desc{font-size:11px}.svc-row:last-child .svc-icon{width:28px;height:28px}.protocol-grid{gap:26px;margin-top:35px}.step{grid-template-columns:36px 1fr;gap:0 18px;padding-top:24px}.step-num{font-size:26px;grid-row:1/3;margin:0}.step h3{font-size:17px}.step p{font-size:12px}.insurance-line{margin-top:30px;padding-top:24px;gap:12px}.insurance-line p{font-size:11px}.statement{padding-block:52px}.statement h2{font-size:38px;letter-spacing:-.8px}.statement-note{max-width:310px;margin-top:30px;border-top:1px solid #ffffff20;padding-top:22px}.statement-note p{font-size:12px;margin-top:10px;line-height:1.85}.statement-note a{font-size:11px;margin-top:16px}.trust-grid{gap:25px;padding-block:32px}.trust-item h3{font-size:12px}.trust-item p{font-size:11px}.faq-layout{display:block}.faq .sec-lede{font-size:13px;max-width:300px}.faq-list{margin-top:30px}summary{font-size:12px;padding-block:19px}details p{font-size:11px}.contact-phone{font-size:clamp(30px,9.6vw,48px);letter-spacing:-1.3px;padding:27px 0 23px;margin-top:10px}.contact-rows{grid-template-columns:1fr;gap:0}.contact-row{gap:14px}.cr-value{font-size:13px}.cr-arrow{display:block}.cr-ico{width:36px;height:36px}.area-line{margin-top:20px;font-size:9px}.contact-logo-row{padding-top:27px;gap:16px}.contact-logo-row img{width:55px;height:42px}.contact-logo-row p{font-size:10px}footer{padding-bottom:105px}.callbar{box-shadow:0 -5px 22px #142d400a}.cb-call{background:var(--navy)}}
@media(max-width:359px){.hero h1{font-size:45px}.hero{min-height:600px}.hero-actions{align-items:flex-start;flex-direction:column}.eyebrow{font-size:6.5px;letter-spacing:1px}.brand-name{font-size:15px}.svc-row,.svc-row:last-child{padding:21px 16px;gap:0 11px;grid-template-columns:28px 1fr 20px}.svc-name{font-size:13px}.svc-icon svg{width:24px}.trust-grid{grid-template-columns:1fr 1fr}.sec-title{font-size:35px}}

/* Phone layout: shared gutters, centered introductions, consistent content rows. */
@media(max-width:639px){
  .wrap,.nav-in{padding-inline:24px}
  .nav-in{gap:10px;height:76px}
  .site-nav{background:#fff}
  .nav-links{top:76px;padding:20px 24px}
  .brand{gap:9px;min-width:0}
  .brand img{width:43px;height:40px;flex:none}
  .brand-name{font-size:16px;letter-spacing:-.5px;white-space:nowrap}
  .brand-name span{font-size:5.5px;letter-spacing:.55px}
  .menu-toggle,.nav-mobile-call{width:42px;height:44px;flex:none}
  .hero{min-height:0;padding:48px 0 44px}
  .hero-copy{text-align:center;max-width:440px;margin-inline:auto}
  .eyebrow{justify-content:center;font-size:7px;letter-spacing:1.1px;line-height:1.7}
  .hero h1{font-size:clamp(43px,11.2vw,65px);line-height:1.08;letter-spacing:-1px;margin:26px 0 22px;text-wrap:balance}
  .hero-description{max-width:350px;margin-inline:auto;font-size:14px;line-height:1.8;text-wrap:pretty}
  .hero:after{background:linear-gradient(0deg,#0c1e28d9,#0c1e28bf)}
  .hero-image{object-position:64% center}
  .hero-actions{flex-direction:column;align-items:center;gap:12px;margin-top:28px}
  .hero .button{width:100%;max-width:330px;justify-content:center;position:relative;font-size:14px;min-height:54px;padding:16px 40px;border-radius:4px}
  .hero .button>span{position:absolute;right:21px}
  .hero .text-link{min-height:44px;justify-content:center;font-size:13px;padding:8px 16px;border-bottom:0;gap:12px}
  .hero-note{max-width:none;font-size:10px;line-height:1.7;margin-top:12px;text-wrap:balance}
  .assurance-in{grid-template-columns:1fr 1fr;gap:0;padding-block:12px;align-items:stretch;text-align:center}
  .availability{grid-row:auto;flex-direction:column;align-items:center;justify-content:center;gap:9px;padding:22px 10px}
  .availability strong{font-size:40px;line-height:1.1}
  .availability span{font-size:11px;line-height:1.6}
  .assurance-in>span{display:flex;flex-direction:column;justify-content:center;padding:22px 10px;font-size:11px;line-height:1.6;border:0}
  .assurance-in>span b{font-size:12px;line-height:1.5;margin-bottom:7px}
  .assurance-in>span:nth-child(2){border-left:1px solid var(--line)}
  .assurance-in>span:nth-child(3){border-top:1px solid var(--line)}
  .assurance-in>span:last-child{grid-column:auto;border-top:1px solid var(--line);border-left:1px solid var(--line);padding:22px 10px;font-size:11px}
  .section{padding-block:56px}
  .kicker{text-align:center;font-size:9px;letter-spacing:1.6px;line-height:1.6;margin-bottom:16px}
  .sec-title{text-align:center;font-size:clamp(34px,9vw,44px);line-height:1.17;letter-spacing:-.7px;text-wrap:balance}
  .sec-lede,#services .sec-lede,.contact .sec-lede,.faq .sec-lede{text-align:center;max-width:360px;margin:20px auto 0;font-size:14px;line-height:1.8;text-wrap:pretty}
  .svc-index{margin-top:30px;gap:12px}
  .svc-row,.svc-row:last-child{grid-template-columns:30px minmax(0,1fr) 20px;gap:0 14px;padding:24px 18px;border-radius:5px;min-height:150px;align-content:center}
  .svc-name,.svc-row:last-child .svc-name{font-size:15px;line-height:1.45;margin-bottom:9px;grid-column:2/3}
  .svc-desc,.svc-row:last-child .svc-desc{font-size:13px;line-height:1.7;grid-column:2/3}
  .svc-icon,.svc-row:last-child .svc-icon{width:28px;height:28px;align-self:start;margin-top:2px;grid-row:1/3}
  .svc-icon svg{width:26px;height:26px}
  .svc-arrow,.svc-row:last-child .svc-arrow{width:20px;height:44px;grid-column:3;grid-row:1/3;align-self:center}
  .svc-row:hover{transform:none}
  .protocol-grid{gap:0;margin-top:32px}
  .step{grid-template-columns:32px minmax(0,1fr);gap:0 18px;padding:27px 0;border-top:1px solid #cbd5d0}
  .step-num{font-size:27px;line-height:1.3}
  .step h3{font-size:17px;line-height:1.5;margin-bottom:9px}
  .step p{font-size:14px;line-height:1.8;max-width:none}
  .insurance-line{margin-top:4px;padding-top:25px;text-align:center;align-items:center;gap:12px}
  .insurance-line p{font-size:13px;line-height:1.8;flex:auto}
  .statement{padding-block:50px;text-align:center}
  .statement h2{font-size:clamp(32px,8.5vw,43px);line-height:1.2;letter-spacing:-.6px;text-wrap:balance}
  .statement-note{max-width:350px;margin:26px auto 0;padding-top:24px}
  .statement-note p{font-size:14px;line-height:1.8;margin-top:12px}
  .statement-note a{justify-content:center;font-size:13px;min-height:44px;margin-top:12px}
  .trust-grid{grid-template-columns:1fr 1fr;gap:0;padding-block:12px;text-align:center}
  .trust-item{padding:24px 12px;border-top:0}
  .trust-item:nth-child(even){border-left:1px solid var(--line)}
  .trust-item:nth-child(n+3){border-top:1px solid var(--line)}
  .t-num{font-size:8px;letter-spacing:.8px;margin-bottom:10px}
  .trust-item h3{font-size:13px;line-height:1.5;min-height:39px;margin-bottom:8px}
  .trust-item p{font-size:12px;line-height:1.75}
  .faq-list{margin-top:32px}
  summary{font-size:14px;line-height:1.6;padding:20px 0;gap:16px;min-height:68px}
  summary span{width:22px;text-align:center;flex:none}
  details p{font-size:13px;line-height:1.8;padding:0 28px 22px 0}
  .contact-phone{text-align:center;font-size:clamp(31px,9vw,48px);letter-spacing:-1.2px;padding:26px 0;margin-top:15px}
  .contact-row{padding:22px 0;gap:12px}
  .cr-value{font-size:13px;line-height:1.6}
  .cr-label{font-size:9px;letter-spacing:1px;margin-bottom:4px}
  .cr-ico{width:36px;height:40px;flex:none}
  .cr-arrow{width:16px;margin:0 0 0 auto}
  .area-line{justify-content:center;text-align:center;flex-direction:column;gap:8px;font-size:11px;line-height:1.6;margin-top:24px}
  .area-line>span[aria-hidden]{display:none}
  .contact-logo-row{flex-direction:column;align-items:center;text-align:center;gap:16px;padding-top:28px}
  .contact-logo-row img{width:74px;height:52px}
  .contact-logo-row p{font-size:12px;line-height:1.8;max-width:340px}
  footer{padding:36px 0 calc(102px + env(safe-area-inset-bottom))}
  .footer-in{flex-direction:column;align-items:center;gap:26px}
  .footer-brand{flex-direction:column;text-align:center;gap:14px}
  .footer-brand img{width:68px;height:auto}
  .footer-brand strong{font-size:14px}
  .footer-brand span{font-size:12px;line-height:1.8}
  .footer-links{justify-content:center;gap:8px 20px}
  .footer-links a{display:flex;align-items:center;min-height:44px;font-size:12px}
  .footer-bottom{text-align:center;align-items:center;font-size:10px;line-height:1.8;gap:12px;margin-top:22px}
  .callbar{padding:10px 16px calc(10px + env(safe-area-inset-bottom));gap:10px;background:#fff}
  .callbar a{flex:1 1 0;min-width:0;min-height:48px;font-size:13px;border:1px solid transparent}
  .callbar .cb-mail{border-color:var(--line)}
}
@media(max-width:359px){
  .wrap,.nav-in{padding-inline:18px}
  .nav-in{gap:8px}
  .brand img{width:35px}
  .brand-name{font-size:14px}
  .brand-name span{font-size:4.7px;letter-spacing:.4px}
  .menu-toggle,.nav-mobile-call{width:38px}
  .hero h1{font-size:40px}
  .eyebrow{font-size:6.5px;letter-spacing:.8px}
  .svc-row,.svc-row:last-child{padding:22px 14px;gap:0 10px;grid-template-columns:25px minmax(0,1fr) 16px}
  .svc-name,.svc-row:last-child .svc-name{font-size:14px}
  .trust-item{padding-inline:9px}
  .trust-item h3{font-size:12px}
  .trust-item p{font-size:11px}
}